Workplace pension schemes: what you need to know

Which of the following statements regarding staging dates is correct?

Larger employers have earlier staging dates than smaller employers

Each employer can choose their own staging date

All employers have the same staging date

Larger employers have later staging dates than smaller employers

Which of the following will definitely not be classed as a worker?

An employee

A person contracted to perform work personally

An agency worker

A non-executive director

Which of the following will not count as earnings?

Dividends

Statutory maternity pay

Overtime

Commission

A 20-year-old employee with an annual salary of £12,000 will be which of the following?

An entitled worker

An eligible jobholder

None of the these

A non-eligible jobholder

In which circumstances will an employer have to register with The Pensions Regulator?

When they have one or more workers

When they have one or more entitled workers

When they have one or more eligible jobholders

When they have one or more jobholders

After a jobholder has opted out of enrolment, how often will they be automatically re-enrolled by their employer?

Never

Every five years

Every year

Every three years

Which employers are most likely to use the National Employment Savings Trust (NEST) as their automatic enrolment pension scheme?

Larger employers with higher earning jobholders

Smaller employers with higher earning jobholders

Larger employers with lower earning jobholders

Smaller employers with lower earning jobholders

What is the initial minimum amount of employer pension scheme contributions that will have to be made into an automatic enrolment scheme?

3 percent

5 percent

1 percent

2 percent

Contributions into an automatic enrolment scheme are based on which earnings?

All earnings up to an upper threshold

All earnings

Earnings between the lower earnings limit and an upper threshold

All earnings above the lower earnings limit

What does an employer have to do for an entitled worker who gives them a joining notice?

Arrange membership of a pension scheme, and make contributions to that scheme

Arrange membership of the employer`s automatic enrolment scheme, and make contributions to that scheme

Arrange membership of the employer`s automatic enrolment scheme, but there is no requirement to make any contributions

Arrange membership of a pension scheme, but there is no requirement to make any contributions

Workplace pension schemes: what you need to know

Which of the following statements regarding staging dates is correct?

Which of the following will definitely not be classed as a worker?

Which of the following will not count as earnings?

A 20-year-old employee with an annual salary of £12,000 will be which of the following?

In which circumstances will an employer have to register with The Pensions Regulator?

After a jobholder has opted out of enrolment, how often will they be automatically re-enrolled by their employer?

Which employers are most likely to use the National Employment Savings Trust (NEST) as their automatic enrolment pension scheme?

What is the initial minimum amount of employer pension scheme contributions that will have to be made into an automatic enrolment scheme?

Contributions into an automatic enrolment scheme are based on which earnings?

What does an employer have to do for an entitled worker who gives them a joining notice?

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